Anti-corruption policy

OZK Trust line

OZK adheres to high standards and ethics of doing business, including countering possible abuse of office.
According to the 5th annual Russian Business Anti-Corruption Index published by the Russian Union of Industrialists and Entrepreneurs, the Company ranks the A+ rating - a company with a high level of anti-corruption compliance.

The Company encourages employees, partners and others to actively participate in combating corruption, reporting negative events of abuse that may be known to them.

For these purposes and to ensure a prompt response to the facts of corruption, OZK operates the public anti-corruption hotline.

Applications on actions of employees of OZK and OZK Group of capable of causing harm to economic activity and business reputation are accepted for consideration, among which are

• abuse of authority
• giving or receiving a bribe
• mediation in bribery
• commercial bribery or other illegal use by employees of OZK and OZK Group of their official position in order to obtain benefits in the form of money, valuables, other property or property services

(Article 1 of Federal Law No. 273-FZ of December 25, 2008 "On Combating Corruption")